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Paying for Service

Joynus Care > Paying for Service

Long Term Care Insurance

Most people still mistakenly associate long-term care insurance with nursing home.

In fact, just the opposite is true. Most people buy long-term care insurance just so they can receive care in their own home. Some long-term care insurance policies cover certain in-home care services.

Depending on your policy, you might have a waiting period before you can access your funds. Waiting period is anywhere from 30 to 120 days.


SOURCE (Service Options Using Resources in a Community Environment) is a state funded program for Elderly and Disabled. SOURCE is designed to avoid unnecessary ER visits, reduce unnecessary admission to nursing home and reduce hospitalization.


  • Skilled Nursing
  • Meal Preparation
  • Light Housekeeping
  • Assistance and reminder for medication
  • Hygiene Assistant
  • Assist with Activities of Daily Living

To be enrolled in this program,

  • Have full medicaid such as SSI and Pickle
  • Meet State’s nursing home level of care criteria
  • Need assistance with Activities of Daily Living



Community Care Services Program (CCSP) helps Medicaideligible people of any age so they can remain in their homes and communities instead of going to nursing home.

If your loved one has physical or cognitive issue. Joynus Care can explain your options.
Services you can receive are: